1 (10 3/4 oz) can condensed Cheddar cheese soup (undiluted)
1/2 cup milk (can use low-fat milk if dieting)
1 (16 oz.) jar salsa
1 (7 oz.) bag tortilla chips (divided)
1 (16 oz.) can refried beans (can use fat-free if dieting)
1 - 2 jalapeno chilies, thinly sliced (optional, and/or to taste)
1 cup Cheddar cheese, shredded
Preheat oven to 400 degrees.
In a 13 x 9 glass baking dish, stir in undiluted soup with milk, spread evenly.
Top with half of salsa and half of chips.
Carefully spread beans over chips.
Top with remaining chips and salsa.
Sprinkle with chilies and Cheddar cheese.
Bake for 20 minutes or until hot.